Car Insurance For Women
Now, with changing time and advancement, the women have touched new heights and have made an independent stand in every field. Driving a car is not an issue with the women of today anymore. In recent years, we see many women driving their own car, even in developing countries.
Therefore, the insurance company offers some discounts to female car drivers depending upon the calculations based on the genders exhibiting more accidents and with no surprise the male counterparts tops the list. The records in the UK have witnessed that nearly 98% of men are responsible for careless and dangerous driving.
The insurance premium for women driving has been set at a lower rate as compared to men till they grow up to 45 due to the fact that women rather drive more safely than men. The actuaries have shown that men drive more and cover long distances thus are more prone to accidents which increase the rate. Women, on another hand, drive safe, slow and carefully and journey short distance which prevents accidents at a higher rate in females.
The rules violation of high speed is not much in a female. And they are less likely to turn serious if met with an accident as compared to the male percentage as they suffer from minor notches and nicks. Thus lower is the peril so lower is the rate whereas for men it’s the complete opposite.
But only below the age of 25, this distinction exists as the records have shown that men are more rash and careless under this age. They turn aggressive and are easily prone to accidents. Some companies have increased the age limit to 30 depending upon the peril factor.
Article Source: http://EzineArticles.com/4046759
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